Loans, Credit Lines and Overdraft Protection. Pick from our borrowing choices

Exactly what are you borrowing for?

Personal Line of Credit

A versatile solution to borrow

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  • Make use of it for house renovations or making big acquisitions
  • Borrow between $5000 – $50,000
  • Apply as soon as for a borrowing limit as you are able to continue steadily to utilize and re-use by having a repayment that is flexible 1

Unsecured Loans

Borrow just the thing you need now, for just what you would like

  • Utilize it for big acquisitions or debt that is consolidating
  • Borrow between $5000-$50,000
  • We’ll assistance develop a payment schedule that fits your allowance

Scholar Credit Line

A way that is flexible fund your college expenses

  • Buy costs such as for example tuition, books and residing at competitive rates of interest
  • Apply as soon as for a borrowing limit that one can continue steadily to utilize and re-use 1 whilst in college 2
  • Interest-only payments that are monthly at school as well as for a couple of years when you leave college

Month-to-month Arrange Overdraft Protection. a back-up for the transactions that are everyday

  • Well suited for all those who have many month-to-month shortfalls in their chequing account
  • Avoid declined transactions, belated bill re re re payment costs or NSF fees for $4 each month plus 21% interest each year on overdrawn quantity
  • Provides protection between $300 – $5000

Pay While You Go Overdraft Protection

Get ready to control the unanticipated ( maybe unavailable on records in Quebec)

  • Perfect for people who just have periodic dependence on overdraft security coverage
  • Avoid declined deals, belated bill re re payment costs or NSF charges for $5 per usage with at the most $5 per day plus 21% interest per year on overdrawn quantity
  • Provides protection between $300-$5000

TD Residence Equity FlexLine

Your house will be your strongest economic borrowing device

  • Access your credit throughout your TD Access Card 3 cheques and EasyWeb on the web banking
  • Apply when for a credit limit that one can continue steadily to utilize and re-use 4
  • Finance purchases pertaining to house ownership, including house renovations and unforeseen house repairs

Dealership Car Loan

TD provides effective funding choices at dealerships across Canada

  • Access the total amount you will need for the vehicle, motorboat, marine or RV purchase
  • Enjoy usage of flexible financing, dealer programs and our trusted nationwide partnerships
  • Choose from a set or adjustable interest for you personally

Private Sale Vehicle Loan

Make an application for an automobile loan that suits your financial allowance

  • Car loans are offered for independently offered automobiles, SUVs, vehicles, vans or vehicles that are recreational
  • Choose from a set or adjustable price to work for you
  • We will assist you to produce a payment schedule that is comfortable

TD On-the-Spot RSP Loan

Optimize your RSP by borrowing as much as the RSP share limitation when it comes to 12 months

  • Borrow as much as your unused RSP contribution space for the 12 months
  • Select from a set or interest that is variable to fit your need

TD CarryForward RSP Loan

Borrow now so that your your your retirement cost cost cost savings may grow

  • Catch through to RSP efforts from previous years as much as $50,000
  • As much as terms that are 5-year for fixed rate loans
  • As much as 10-year terms available for adjustable price Loans (term and amortization must match)

Investment Secured Credit Line

Make use of your qualified assets to secure a credit line

  • Borrow from $5,000 to $200,000
  • Apply as soon as for a personal credit line that one may continue steadily to utilize and re-use by having a repayment that is flexible 1
  • Convenient usage of your credit during your TD Access Card 5 , cheques and EasyWeb on line banking

Tools & calculators

Personal Bank Loan Calculator

Debt Consolidation Reduction Loan Calculator

Find out about Borrowing

Check out resources that are additional help you even more realize your borrowing choices.

Understand Loans and Credit Lines

Discover credit options for typical borrowing requirements like paying down debt, house renovation and much more.